Home Loan
Turn your dream of owning a home into reality with our flexible home loan options. We offer competitive interest rates and extended repayment periods to make home ownership affordable.
- Loan amounts up to ₹5 Crores
- Interest rates starting from 8.4% p.a.
- Repayment tenure up to 30 years
- Special discounts for women borrowers
- Balance transfer facility available
- Pre-approved offers for existing customers
Car Loan
Drive home your dream car with our hassle-free car loan solutions. We provide financing for both new and used cars with minimal documentation and quick approval.
- 100% on-road funding
- Interest rates from 8.5% p.a.
- Repayment tenure up to 7 years
- No prepayment penalty
- Special schemes for electric vehicles
- Insurance and maintenance packages
Business Loan
Fuel your business growth with our customized business loans. Whether you need working capital, equipment financing, or expansion funds, we have solutions for every business need.
- Loan amounts from ₹1 Lakh to ₹2 Crores
- Interest rates starting at 11.5% p.a.
- Flexible repayment options
- Collateral-free loans up to ₹50 Lakhs
- Quick disbursal within 72 hours
- Special schemes for women entrepreneurs
Loan Comparison
Compare our loan products to find the best fit for your needs
| Loan Type | Interest Rate | Max. Loan Amount | Max. Tenure | Processing Fee |
|---|---|---|---|---|
| Home Loan | 8.4% - 9.5% | ₹5 Crores | 30 Years | 0.5% of loan amount |
| Car Loan | 8.5% - 10.5% | ₹50 Lakhs | 7 Years | ₹5,000 |
| Business Loan | 11.5% - 16% | ₹2 Crores | 5 Years | 1.5% of loan amount |
| Education Loan | 9.0% - 11.0% | ₹1 Crore | 15 Years | ₹10,000 |
| Personal Loan | 10.5% - 15.5% | ₹25 Lakhs | 5 Years | 2% of loan amount |
| Medical Loan | 10.0% - 14.0% | ₹30 Lakhs | 5 Years | ₹7,500 |
Frequently Asked Questions
Find answers to common questions about our loan services
The documents required vary based on the loan type. Generally, you'll need identity proof, address proof, income proof, bank statements, and property documents (for secured loans). Our representative will provide you with a complete checklist after your initial application.
For personal loans and car loans, approval can be as quick as 24 hours after document submission. For home loans and business loans, the process typically takes 3-7 working days depending on the completeness of your documentation and property verification requirements.
Yes, most of our loans allow prepayment without any penalty after the first 12 EMIs. For home loans, you can make partial prepayments of up to 25% of the outstanding principal each year without any charges. Please check the specific terms for your loan product.
We generally require a credit score of 650 or above for unsecured loans like personal loans. For secured loans like home loans, we may consider applicants with scores as low as 600, though interest rates may be higher. We evaluate each application holistically beyond just the credit score.
Absolutely! We have special loan products tailored for self-employed professionals and business owners. The documentation requirements are slightly different, focusing on business financials and income stability. Our loan advisors can guide you through the specific requirements based on your business type.